Stand Alone Or Wearable Tech? Should You Invest In A Smart-Watch Or A Smart-Phone?

These days, most of the people dream of having a smart-watch that they can rely on. We get new and new information about it almost every day. They are indeed growing in great popularity just like the smart-phones. However, there are still some people that question about its use even after it has become one of the major aspects of our lives in terms of technology.

While smart-watches have indeed become trendy, they haven’t yet taken over the place of smart-phones. So here, let us explore the reasons behind its growing popularity and why you should invest in one.

What makes smart-watch must-have for you?

Smart-watch can be a hell lot of fun. You will be amazed to know that they have their own games and apps that can not only entertain you, but can help you in variety of ways as well! Why would you reach to your pocket to get your phone now to check the time and see notifications when you already can do it from your wrist with the help of a smart-watch? It is very much easier and can save your time too. Plus, it will help you stay focused on more important stuffs.

Apart from being much easy to access, it is even harder to lose. This can help you save great amount of money especially if you are the one that have knack of losing things! Most of the smart-watches are resistant to water that are an added benefit!

What about Smart-phones then?

It is true that smart-watches have numerous benefits over smart-phones, but they too have certain limitations when compared to them. One of the major things that smart-phones have is larger screen size unlike smart-watches. Smart-watches generally have smaller screen and so it can be harder to do certain things like playing games, surfing web, and so forth.

Smart Watch

Plus, the smart-watches have limited hardware capabilities since they are smaller. Despite it, the best smartwatch companies are introducing great features every now and then that don’t fail to attract customers.

Moreover, if you are thinking about long battery life, smart-phones can be a good bet for you. Many of the smart watches last only few hours to a few days that may reduce usability.

The major thing that may hold back growth of the smart-watches in industry is that most of them come with hefty price tag. In fact, most of the Samsung smart-phones cost less than the smart-watches. This is one of the main reasons why the smart-watches are considered to be a niche product and not an essential gadget.

Another drawback of smart-watch is that they don’t typically run as standalone devices. They only work to their complete potential when they are used in combination with smart-phone. For instance, it cannot be used to place calls on its own, but they can do it via Bluetooth connectivity with smart-phone.

To conclude, smart-watch can offer you great features, especially when it is linked with smart-phone. This combo has attracted many techy nerds already, what are you waiting for?

How and Where to Link Aadhaar with Mutual Funds?

Making hay in your mutual fund investments with towering returns? Sounds good! But have you linked your Aadhaar with MF investments? Na! Well, do that soon as only a few months are left before the expiry of the deadline i.e. March 31, 2018. Failing to link Aadhaar with Mutual Funds by the said date will lead to investment account being blocked, preventing any buy or sell of units. However, there are simple modes by which you can link your Aadhaar to MF investments. So, without any delay, let’s read those in this article.

Steps to Link Aadhaar with Mutual Funds via RTAs 

Aadhaar can be linked to mutual funds via any of the registrar and transfer agents (RTAs), such as CAMS Karvy, etc.

CAMSonline Aadhaar Link 

Visit the official website of Computer Age Management Services (CAMS), which takes stock of many mutual fund houses. On visiting the website, you can find a tab of Investor Services. Click on it and get to a page wherein you can find ‘Link Your Aadhaar’ tab. Just click on it, enter your Aadhaar number in the prescribed space and press the submit button. Your request to link Aadhaar with mutual fund investments would thus get processed. You will receive a confirmation message on your registered mobile number only after the details get verified successfully.

Karvy Aadhaar Linking Form 

 Aadhaar details

You can also visit the website of Karvy to get your Aadhaar linked to mutual fund folio/s. You can easily find Link Your Aadhaar on the website. Click on the link, enter your Aadhaar number and get the biometric card seeded to your mutual fund accounts.

How to Link Aadhaar at Mutual Fund Houses? 

Linking Aadhaar with mutual funds can also be done at respective websites of the asset management companies (AMCs), which run Aadhaar-based e-KYC verification. Just add your 12-digit biometric number there and submit a request for Aadhaar linkage with mutual funds. Upon successful verification, Aadhaar will get linked to your MF account.

Link Aadhaar to Your Mutual Fund Folios via SMS

You can link Aadhaar to your mutual fund accounts via an SMS as well. All you need to do is to type (ADRLNK <PAN> <space> <AADHAAR NUMBER> <space><Y>) from your registered mobile number to the designated number. Your request to link Aadhaar with mutual funds will thus get processed.

Visit the Branch of AMCs or RTAs to Link Aadhaar to Your MF Folios 

If getting online is not what you like, you can visit any of the AMC or RTA branches to link your Aadhaar to mutual fund accounts. Just visit the nearest branch, ask for Aadhaar seeding form, enter the relevant personal and employment information, as well as your Aadhaar details before submitting it along with a self-attested photocopy of the biometric card. The concerned official will verify the Aadhaar details from the original and so, you must bring that as well. You will receive an e-mail or SMS confirmation of Aadhaar linkage with mutual funds only when the details are verified successfully.

Importance of Linking Aadhaar to Mutual Fund Accounts 

Linking Aadhaar with mutual fund investments would help ensure the safety of your investments by heightening the security against Internet frauds. The transactions, be it the buy or sell of MF schemes, are going to be safe under the watchful eyes of the regulatory authorities.

Now as you understand the modes to link Aadhaar with mutual funds, do follow the steps described under your chosen mode. Don’t be under the impression that three months are there to complete the process. The closer you get to the last date more traffic you are going to face online or even offline. So do it fast following the steps as shown above.